Most people probably don´t realize it, but car debt is one of the main things that is keeping us from being wealthy. As a matter of fact, a $400 monthly car payment could become $467,000 if it was invested for 30 years and earned a 7% rate of return! Unfortunately, car payments are considered normal in middle class society. In any parking lot full of newer cars, we would be hard pressed to find a car that doesn´t have a payment on it. Because of this, most of us are missing out on hundreds of thousands of dollars of investment gains. Many of us may even want to get out…