One of the worst things to do is to get stuck in the routine of everyday life. We get up, go to work, have dinner, and go to bed, only to wake up the next day and do it all over again. Sometimes it feels like we are just stuck in a rut. To get out of this rut, it helps to change things up. We could go on adventures in our own town, go on a short weekend trip, or just take a day off from work. But sometimes, to really change things up, we may want to go on an Epic Adventure!
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Stay Out of Debt FOREVER by Planning for Huge Expenses
If you’ve read part of my story on this blog, you probably know that I like used cars, hate debt, and absolutely love to travel. To me, these three items all build on each other. For instance, ever since we got married, my wife and I have always paid for our used cars with cash. This has helped us to get rid of all of our consumer debt and most of our mortgage debt. It has also allowed us to travel more than we would have if we were in a lot of debt. This has created a perpetuating cycle. Buying used cars helps us to get out of debt.…
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“Fixed” Expenses are the Worst … Let’s Get Rid of Them!
Okay, here’s what I want you to spend the next 3 minutes doing. Grab a sheet of paper and list all of the things that are monthly or annual expenses for you. I’m not talking about a grocery bill, but instead I’m talking about subscriptions, energy bills, car payments, and so on. For me, this includes all of the following: water electric gas mortgage escrow and home insurance car insurance cell phone Internet and cable tv Netflix YMCA pass for swimming You’ll probably find that it’s a pretty long list. Make sure that you don’t forgot things like student loan payments, credit card minimum payments, car loans, the Cloud, digital…
