• Success and Failure

    Seek Failure, but Always Fail Forward

    Seek failure . . . Why in the world would anyone do that? You and I have failed often . . . but why exactly would we try to fail? Why would we seek failure? And fail forward . . . I suppose this means that we should try to learn from our failures so that they eventually benefit us. But failing seems so difficult and demoralizing, even if we are trying to fail forward. As humans, we don´t want to fail. We want to win the game, get the best role in the play, make the sale to our client. We want to succeed, not to fail. And I…

  • Set a Huge Goal

    I have always thought that the acronym SMART was a pretty good way to set goals. To me, it makes sense that goals are Specific, Measureable, Achievable, Realistic, and Timely. However, one thing I always questioned about this acronym were the Achievable and Realistic parts of SMART. First, Achievable and Realistic basically mean the exact same thing. For something to be Achievable, it also needs to be Realistic. But even more important, sometimes it makes sense to set a goal that is, at first glance, unachievable and unrealistic. Sometimes, just the simple act of setting and thinking about this goal will cause us to achieve it.

  • How Women Can Manage Money and Save for Retirement to Enjoy a Secure Life

    This is a guest post written by Nelly, who writes at My Way of Viewing about topics that deal with personal finance. Thanks, Nelly, for sharing this topic with us! To get in touch with her, please visit her blog.  It is a proven fact that women are still lagging behind on saving for retirement and a secure financial life. The average retirement savings of women are much lower than that of men. As per a report published in “Workplace Benefits Report”, more than 70% of women are worried about their retirement savings, whereas only about 58% of men are worried about their retirement. Let us discuss how women should…

  • So … What’s Up With the Name of This Website?

    Life Before Budget …. As a few people have told me, the name of this website can be a little bit confusing and it can be interpreted in many different ways.  Does Life Before Budget mean that we shouldn’t worry about money? We shouldn’t worry about money because we are so focused on living our life that money just doesn’t matter. YOLO!!! You only live once, so you should:  go on an African safari buy a new SUV finance a new fishing boat After all, you only live once and you should worry about what you do with your life instead of how you spend your money.  Maybe, Life Before…

  • Goals: Not Just for the First Two Weeks of January

    We’ve all made goals that we didn’t keep. We usually call them New-Year’s resolutions and they are often forgotten by January 15th. Well, maybe you haven’t forgotten your goals, but I know that I have forgotten many of mine. One of my goals from a couple of years ago was to be more positive. However, it was real tough to be positive when I was driving through 4 inches of snow on my way to work on January 15th. I also wanted to be nicer to my kids. Again, this…can…be…difficult…sometimes.