My wife and I always seem to make a lot of big life changes at the same time. For instance, in the span of 40 long hours, we each started new jobs, sold a house, bought another house, and moved. That was probably 40 of the most difficult and exciting hours of my life. Even when we first got married, we waited only two weeks after our wedding to buy our first house. Just like any young, newly married couple, we did not have a lot of money saved (we had not participated in the easiest saving challenge ever). We also were not extremely experienced at fixing things around the…